Weighing Inflation Protection in a Defined Contribution Plan
Weighing Inflation Protection in a Defined Contribution Plan
Given a new inflation-targeting regime from the Federal Reserve, PlanPILOT believes now is an opportune time to examine retirement plans’ use of inflation-hedging investment options. PlanPILOT is sharing our position on effective inflation-hedging investments within defined contribution plans . Learn more by downloading our guide Weighing Inflation Protection in a Defined Contribution Plan.
Understanding and Applying the Practical Impacts of the SECURE Act
With the recent passing of the SECURE Act, it’s important to understand all of the new provisions. We provide an overview of the provisions, their benefits, and either the necessary or appropriate action steps where applicable. Making this complex subject easier to understand will facilitate successfully implementing the appropriate changes for your retirement plan, satisfying your fiduciary responsibilities, and improving the retirement futures of your participants.
Maximizing Returns on Your Retirement Plan
Are you concerned that fees are reducing your plan participants’ investment returns? Could a review of your retirement plan’s vendors and their fees lead to significantly better outcomes for you and your plan participants? If you have not conducted a formal review of your retirement plan fees within the past five years, then there is likely an opportunity to negotiate significant cost savings.
Prevalence of Cybersecurity
Understand, Prevent, Implement
With increasing reliance and connected services on the internet for retirement plan sponsors and their providers, there is preeminent risk for cyberattacks and cyberwarfare. In order to mitigate these risks of a potential cyberattack, sponsors and providers must first understand the types of risks that exist, implement frameworks, and establish prevention techniques.
To Roll Over or Not to Roll Over?
That Is the Question!
Employees who are either joining or leaving your organization may seek your guidance on challenging decisions related to their benefits. One question you may receive from both new and departing employees is “What should I do with my existing retirement plan balance”?
Conflicts of Interest
When “Conflict-Free” Isn’t Free From Conflicts
Conflicts of interest have long been a detriment to the integrity of the financial services industry. The DOL’s Fiduciary Rule and the SEC’s Regulation Best Interest are aimed at either eliminating conflicts of interest or requiring their full disclosure, with the ultimate goal of protecting unaware individuals.
Who is a Fiduciary?
Asking the Right Questions to Ensure Intentional Fiduciary Roles
Plan sponsors need to carefully identify who its plan fiduciaries are and make sure those fiduciaries are aware of their role, properly trained and effectively monitored in the exercise of their increasingly complex role. The following guide will help you determine whether you have effectively determined and implemented your retirement plan oversight roles in ways that can improve the management of your fiduciary risk exposures.
Seriously Good Governance
Asking the Right Questions to Ensure Seriously Good Retirement Plan Governance
Do you have a robust and radically effective plan governance process? Answer this questionnaire to help you determine whether you have effectively designed and implemented your retirement plan oversight functions in ways that can vastly improve the proper functioning of your plan and limit your risk exposure.